The mad, mad, mad, mad world of insurance in aesthetics.
Pete Richardson is baffled by the weird and wonderful world of insurance in the aesthetics industry. Here he wonders if it’s just him or is it all a little confusing?
When a senior executive at one of the world’s leading insurance brokers asks what the regulatory body is for non-medics in the aesthetics industry it makes you wonder if anyone really knows what’s really going on and what rules they are playing by?
But this seems to be the case in aesthetics.
Take mono-threads for instance.
One company I know says mono-threads require the premises to have Care Quality Commission (CQC) approval to be eligible for insurance – another says not.
How many insurance companies know that hyperhidrosis does require CQC approved registration and can only be done by a medic? And how many practitioners for that matter?
How can it be that an insurance company won’t insure someone with a degree, a BSc in sports science, to practice in injectables because they done have some level 3 qualification in anatomy and physiology? Four years study v a couple of days!!!
Isn’t it then mad that a care assistant working in a nursing home with an NVQ care assistant qualification can get insurance in injectables? How detailed and what level of facial anatomy is there in a level 3 care assistant qualification?
As we move towards some kind of regulation in the industry, as we most certainly are, isn’t it vital that there are a national set of guidelines for insurers on what does and does not meet the standard of competence required to be eligible to be insured to practice injectables?